Fake Health Insurance?

It seems hard to believe that there is such a thing as fake health insurance yet apparently there is. It seems those likely to succumb to this fraud are people with pre-existing health conditions, people looking for low-cost health insurance, those without jobs or those without employer coverage. I've been in this business for years and there is no such thing as cheap health insurance. And, in general, if you haven't heard of the company or are unable look at company financial details on a business site, well, I wouldn't try to get health insurance from them.